Protect yourself from ID
theft with credit report check
Even if you're covered by a
credit monitoring service, you may want to keep an eye on your credit report – and
you can still do that for free at www.annualcreditreport.com. That's the only
official website, so don't be fooled by other "free" claims.
At the site, you can get one
free report annually from each of the three major agencies. Why bother?
Identity theft is a multi-billion dollar industry, and checking your credit
rating is one of the best ways to protect yourself. You might also be surprised
at the number of mistakes on credit reports. Relatives or even non-relatives
with the same (or similar) last name could have their credit information
jumbled with yours. Individual companies could have incorrectly reported a
negative credit occurrence (in the form of a delinquent payment or nonpayment)
to the reporting agencies. Reviewing your credit report is a way to find and
fix those issues.
If you find an error, both
the credit reporting company and the company that provided the information
about you are responsible for making corrections. You'll have to submit a
written report and you'll get written results when corrections are made.
Give us a call if you're
having problems with your credit reports. We're here to help.
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